Mike Paetzold's Articles in Loans and Credit

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Consolidating Student Loans - Consider Your Best Options A change in the law in 2006 means that borrowers in the USA are no longer obliged to stick with their original lender when they’re consolidating student loans The “single holder” rule gave students no choice but to stay with the lender that their existing student loans were obtained from Personal Loans: Why Do We Need Them? In today’s world of buy now – pay later, we live in the land of credit and it’s practically unavoidable Personal loans, along with overdrafts, credit cards, store cards and mortgages are a fact of everyday life and we simply can’t manage without them Using Your Credit Report: Why You Should Check The Information Banks, credit card companies, mortgage lenders and just about every financial institution uses credit scoring to determine your suitability for loans or finance Unfortunately, many people don’t even think about using your credit report to check your score before applying for a loan or credit card, and you could be in for a nasty shock

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